DIFS emailed installment seller (finance) license renewal paperwork in early April. Please confirm that your dealership received that email, which includes renewal codes specific to your store.

To allow time for processing, please submit renewals by month-end.

Once paperwork has been submitted, MADA recommends that dealers confirm the renewal status within the DIFS website. (Allow time for processing.) Your financial partners and auctions may request a copy of the updated renewal confirmation.

• Check your renewal status online

 

Steps for Renewal. There are three parts to the ISL renewal process: all steps must be completed before DIFS will renew the license:

1. Volume of activity
2. Payment
3. Email submission of renewal application

 

If your dealership is not renewed and you cannot find the original DIFS email, please reach out to MADA (include your dealership name and IS license number). We are happy to assist if you have questions or complications with the renewal process. Call our office at (800) 292-1923 or email lhall@michiganada.org.

About two-thirds of Americans report regularly feeling stress, according to the American Institute of Stress. This feeling is related to finances, work and health concerns.

While stress is normal, stress in a prolonged period can lead to burnout. Here is a look at stress vs. burnout, the symptoms of each and how to recover from burnout.

This article is from MIBlue Daily, brought to you by Blue Cross Blue Shield of Michigan

Stress v. burnout

Stress is a natural response to give an individual energy during a threat or perceived threat. The body produces adrenaline and cortisol, which increases a person’s heart rate and slows the digestive system, respectively. The hormones prepare for “fight or flight” to get through the experience, and then the nervous system regulates itself.

Symptoms of stress include:

• Difficulty sleeping
• Muscle tension
• Digestive problems
• Trouble concentrating
• Irritability or anger
• Weakened immune system

Short bursts of stress are normal. But ongoing stress can become chronic. If the body can’t regulate and the “fight or flight” response continues, it can lead to anxiety, depression, poor sleep, digestive issues, high blood pressure and burnout.
Burnout is a type of prolonged stress that goes on for weeks or months. It could be from work, relationships or caregiving. When chronic stress leads to the inability to function, that is a sign of possible burnout.

Symptoms of burnout include:

• Fatigue and low energy
• Difficulty concentrating
• Feeling emotionally numb
• Mood changes such as irritability
• Lack of interest in everyday tasks and interests
• Headaches, digestive issues or muscle tension

It’s important to note burnout has similar symptoms to depression and these two conditions can overlap. Individuals who experience these symptoms should talk to their primary care provider for a mental health screening.

 

Keep reading for tips to manage burnout.